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Individual Standard Deposits

Place your money in a risk-free time deposit with a commitment period and benefit from higher returns.

What Individual Standard Deposits are

Deposit accounts with a specific commitment period, upon maturity of which you can either terminate or renew your account. The deposit interest remains fixed throughout the account term, while interest is paid upon maturity, along with the initial capital.

Main features

  • Interest rate varies and is determined by the deposit amount and duration.

  • Interest payment is credited upon maturity (after the deduction of the current tax towards the State, presently determined at 15%)

  • The deposit amount may vary between €1.000 and > €1.000.000.

  • Time deposit maturity set anywhere between 1 and 12 months

Terms

  • In case you perform an early withdrawal of all or part of your deposit, you are subject to a penalty affecting the accrued interest, determined by the withdrawal amount and the days remaining until maturity; in any case, the original capital is not affected whatsoever

  • There is no option to carry out deposits to the account prior to maturity

Required Documents

In order to open an account at the Cooperative Bank of Chania, you will need the following documents:

  • ID or Passport

  • Recent income tax statement

  • A bill from a Public Utility Organization or any other document certifying your address

  • Certificate of employment in case you are employed

  • A current phone bill confirming your phone number.

     

Where applicable, you may be asked to provide further and/or different documents. Please visit or contact any Βranch of the Cooperative Bank of Chania.

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